Business Financing for Startups and Existing Businesses

Business Plan Experts are dedicated to support businesses of all sizes in reaching their objectives through our extensive range of business financing solutions. Our professional team offers a tailored approach to funding, understanding each client’s unique requirements and identifying the best possible financing options. We work with major Canadian banks, including RBC, TD, CIBC, BMO, Scotiabank, National Bank, HSBC, FCC, BDC, EDC, and Roynat. Business financing solutions we offer include: startup loans, and business expansion loans, business purchase loans, CSBFL (Canada Small Business Financing Loan), commercial unsecured loans, cash flow loans, equipment-based financing, commercial property financing, business line of credit, import/export loan and more.

Business Financing services for businesses

Business Financing Solutions

Whatever your financing needs may be, our team is here to help you navigate the lending process and secure the funding you need to achieve your business goals. Contact us today to learn more about our services and how we can help your business succeed.

startup loan

Startup loans provide financial support to new businesses that are in their initial stages. These loans offer capital to cover startup costs like equipment, inventory, staffing, and marketing.

business expansion loan

Whenever a business needs a general face lift, expand into additional locations, build online presence, for many of these requirements Canadian Government is offering various unsecured business loans.

business purchase loan

Whether you are buying the shares, assets or both of the existing business, there are many Governments unsecured business financing solutions available in Canada.

CSBFL Canada small business financing loan

The CSBFL is a government-backed financing solution that is designed to make it easier for small businesses to obtain funding for various needs, such as purchasing equipment, renovations, or leasehold improvements.

commercial property financing

COMMERCIAL PROPERTY FINANCING

These loans are for purchasing or renovating commercial real estate. Ideal for businesses looking to acquire, develop, or refinance properties like offices, retail spaces, or warehouses.

equipment-based financing

This loan or lease option specifically designed for purchasing business equipment. It allows companies to acquire necessary machinery or technology without paying the full cost upfront.

Business line of credit

BUSINESS LINE OF CREDIT

A flexible financing solution that offers businesses access to a predetermined amount of funds, which they can draw from as needed, only paying interest on the amount used.

cashflow loan

CASHFLOW LOAN

Funding based on projected future cash flows. It’s designed to support operations or growth initiatives, especially useful for companies with strong revenue prospects but limited physical collateral.

import export loan

For businesses engaged in international trade. It helps in managing cash flow for importing or exporting goods by providing the necessary capital to bridge the gap between shipment and payment cycles.

 Partner Buyout Financing

When partners have made a decision to split the business, there are many financing solutions in place to help the buyer with the execution of the transaction.

commercial mortgage

This loan is secured by commercial property, used to purchase, develop, or refinance business premises. It’s tailored for businesses seeking to invest in real estate.

residential mortgages

Residential construction involves four stages, financed up to 80% loan-to-value. After obtaining a Certificate of Occupancy, refinancing with an institutional lender can reach up to 95% of market value.

accounts receivable factoring

This is a financing solution where businesses sell their outstanding invoices to a third party at a discount, in exchange for immediate cash. This helps improve cash flow without waiting for customer payments.

working capital

Provides businesses with the funds needed to cover daily operational expenses, such as payroll, rent, and inventory. It’s designed to bridge the gap between income and expenditures.

government unsecured loans

GOVERNMENT UNSECURED LOANS

Financing provided by government without requiring collateral. These loans support businesses with funding for growth, development, or operational needs, often with favorable terms to encourage entrepreneurship.

Unsecured Business Loans

Business Financing Solutions

Canadian Government Funding for businesses is not a myth. There is a lot of Government support for the new and existing businesses, sometimes up to almost a 100% from the project requirements. All you need to do is to know about these programs’ existence and the rules of how to apply and through which financial/Government institutions. Since 2006, our company has been bringing all of the necessary instruments noted about to the table in order to help our clients to obtain different unsecured business financing solutions and to achieve their business goals.

It is very important to understand the meaning of the unsecured business loans. The unsecured component is different than any other regular secured loan in a way that while getting the unsecured loan you are not putting your assets as a collateral and you are not registering the unsecured loan into your credit bureau. You are not limited to one business loan. If you have multiple businesses, you can get a separate unsecured loan for each business. These are the major differences between secured and unsecured financing that you need to be aware of in order to benefit from the maximum credit availability without mixing your personal and business credit sizes capacity.

Looking for business financing solutions?